Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$446,848$292,500
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$2,234$0
Note rate6.790%7.320%
Blended rate6.790%7.560%
1st payment$2,990.40$2,009.27
2nd payment$0.00$0.00
Taxes / mo$533.92$533.92
Insurance / mo$150.00$150.00
MI / mo$0.00$58.50
HOA / mo$115.00$115.00
Total monthly$3,789.32$2,866.69
Cash to close$0$32,500