Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$718,251$718,251$719,910
Remaining term (yrs)27.927.930.0
Secondary amount$0$41,654$0
Funding fee$0$0$0
Note rate6.730%6.730%7.400%
Blended rate7.280%7.532%7.640%
1st payment$4,754.28$4,754.28$4,984.51
2nd payment$0.00$412.20$0.00
Taxes / mo$666.58$666.58$666.58
Insurance / mo$216.67$216.67$216.67
MI / mo$336.65$336.65$143.98
HOA / mo$180.00$180.00$180.00
Total monthly$6,154.18$6,566.37$6,191.74
Cash to close$81,649$39,995$79,990