Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$238,576$238,576$328,410
Remaining term (yrs)22.722.730.0
Secondary amount$0$89,834$0
Funding fee$1,193$1,193$0
Note rate4.070%4.070%7.400%
Blended rate4.070%5.419%7.640%
1st payment$1,338.45$1,338.45$2,273.84
2nd payment$0.00$673.76$0.00
Taxes / mo$0.33$0.33$0.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$65.68
HOA / mo$46.00$46.00$46.00
Total monthly$1,534.79$2,208.54$2,535.86
Cash to close$126,324$36,490$36,490