Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$399,438$386,910
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$1,997$0
Note rate4.750%7.400%
Blended rate4.750%7.640%
1st payment$2,242.77$2,678.89
2nd payment$0.00$0.00
Taxes / mo$455.84$455.84
Insurance / mo$150.00$150.00
MI / mo$0.00$77.38
HOA / mo$0.00$0.00
Total monthly$2,848.61$3,362.11
Cash to close$30,462$42,990