Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$184,410
Remaining term (yrs)——30.0
Secondary amount$0$184,410$0
Funding fee$0$0$0
Note rate0.000%0.000%7.320%
Blended rate0.000%8.000%7.560%
1st payment$0.00$0.00$1,266.77
2nd payment$0.00$1,229.40$0.00
Taxes / mo$363.34$363.34$363.34
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$36.88
HOA / mo$453.00$453.00$453.00
Total monthly$966.34$2,195.74$2,269.99
Cash to close$204,900$20,490$20,490