Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$453,545$405,000
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$2,268$0
Note rate6.960%7.400%
Blended rate6.960%7.640%
1st payment$3,114.31$2,804.14
2nd payment$0.00$0.00
Taxes / mo$22.04$22.04
Insurance / mo$150.00$150.00
MI / mo$0.00$81.00
HOA / mo$137.00$137.00
Total monthly$3,423.34$3,194.18
Cash to close$0$45,000