Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$384,458$351,000
Remaining term (yrs)27.030.0
Secondary amount$0$0
Funding fee$1,922$0
Note rate7.760%7.400%
Blended rate7.760%7.640%
1st payment$2,832.56$2,430.25
2nd payment$0.00$0.00
Taxes / mo$598.36$598.36
Insurance / mo$150.00$150.00
MI / mo$0.00$70.20
HOA / mo$94.00$94.00
Total monthly$3,674.92$3,342.81
Cash to close$5,542$39,000