Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$247,999$247,999$292,500
Remaining term (yrs)25.925.930.0
Secondary amount$0$44,501$0
Funding fee$1,240$1,240$0
Note rate5.300%5.300%7.320%
Blended rate5.300%5.863%7.560%
1st payment$1,466.00$1,466.00$2,009.27
2nd payment$0.00$333.76$0.00
Taxes / mo$312.56$312.56$312.56
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,928.57$2,262.32$2,530.33
Cash to close$77,001$32,500$32,500