Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$491,218$476,910
Remaining term (yrs)29.230.0
Secondary amount$0$0
Funding fee$2,456$0
Note rate6.500%7.400%
Blended rate6.500%7.640%
1st payment$3,127.89$3,302.03
2nd payment$0.00$0.00
Taxes / mo$603.83$603.83
Insurance / mo$166.67$166.67
MI / mo$0.00$95.38
HOA / mo$527.67$527.67
Total monthly$4,426.05$4,695.57
Cash to close$38,682$52,990