Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$436,666$395,010
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.090%7.400%
Blended rate7.640%7.640%
1st payment$3,032.24$2,734.97
2nd payment$0.00$0.00
Taxes / mo$573.25$573.25
Insurance / mo$150.00$150.00
MI / mo$207.01$79.00
HOA / mo$61.67$61.67
Total monthly$4,024.17$3,598.89
Cash to close$2,234$43,890