Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$261,965$261,000
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$1,310$0
Note rate6.760%7.320%
Blended rate6.760%7.560%
1st payment$1,728.90$1,792.89
2nd payment$0.00$0.00
Taxes / mo$126.10$126.10
Insurance / mo$150.00$150.00
MI / mo$0.00$52.20
HOA / mo$55.67$55.67
Total monthly$2,060.67$2,176.86
Cash to close$28,035$29,000