Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$493,167$421,650
Remaining term (yrs)26.230.0
Secondary amount$0$0
Funding fee$2,466$0
Note rate6.810%7.320%
Blended rate6.810%7.560%
1st payment$3,360.85$2,896.44
2nd payment$0.00$0.00
Taxes / mo$373.04$373.04
Insurance / mo$166.67$166.67
MI / mo$0.00$84.33
HOA / mo$8.33$8.33
Total monthly$3,908.88$3,528.81
Cash to close$0$46,850