Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$182,700
Remaining term (yrs)0.00.030.0
Secondary amount$0$182,700$0
Funding fee$0$0$0
Note rate7.570%7.570%7.320%
Blended rate7.570%8.000%7.560%
1st payment$292.96$292.96$1,255.02
2nd payment$0.00$1,218.00$0.00
Taxes / mo$52.17$52.17$52.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$36.54
HOA / mo$0.00$0.00$0.00
Total monthly$495.13$1,713.13$1,493.73
Cash to close$203,000$20,300$20,300