Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$304,611$304,611$319,500
Remaining term (yrs)25.225.230.0
Secondary amount$0$32,639$0
Funding fee$1,523$1,523$0
Note rate3.070%3.070%7.400%
Blended rate3.070%3.922%7.640%
1st payment$1,442.88$1,442.88$2,212.15
2nd payment$0.00$322.99$0.00
Taxes / mo$432.70$432.70$432.70
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.90
HOA / mo$0.00$0.00$0.00
Total monthly$2,025.58$2,348.57$2,858.75
Cash to close$50,389$17,750$35,500