Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$305,176$297,000
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,526$0
Note rate5.410%7.400%
Blended rate5.410%7.640%
1st payment$1,821.45$2,056.37
2nd payment$0.00$0.00
Taxes / mo$275.00$275.00
Insurance / mo$150.00$150.00
MI / mo$0.00$59.40
HOA / mo$122.67$122.67
Total monthly$2,369.12$2,663.44
Cash to close$24,824$33,000