Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$221,468$206,910
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.270%7.400%
Blended rate6.820%7.640%
1st payment$1,429.79$1,432.60
2nd payment$0.00$0.00
Taxes / mo$217.20$217.20
Insurance / mo$150.00$150.00
MI / mo$106.21$41.38
HOA / mo$0.00$0.00
Total monthly$1,903.20$1,841.19
Cash to close$8,432$22,990