Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$482,946$405,000
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$2,415$0
Note rate6.500%7.400%
Blended rate6.500%7.640%
1st payment$3,121.47$2,804.14
2nd payment$0.00$0.00
Taxes / mo$298.99$298.99
Insurance / mo$150.00$150.00
MI / mo$0.00$81.00
HOA / mo$91.67$91.67
Total monthly$3,662.13$3,425.80
Cash to close$0$45,000