Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$85,490$85,490$472,500
Remaining term (yrs)18.318.330.0
Secondary amount$0$387,010$0
Funding fee$427$427$0
Note rate3.690%3.690%7.320%
Blended rate3.690%7.015%7.560%
1st payment$533.62$533.62$3,245.75
2nd payment$0.00$2,499.44$0.00
Taxes / mo$508.48$508.48$508.48
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,208.76$3,708.21$4,015.39
Cash to close$439,510$52,500$52,500