Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$202,417$202,417$297,000
Remaining term (yrs)24.624.630.0
Secondary amount$0$94,583$0
Funding fee$1,012$1,012$0
Note rate3.060%3.060%7.400%
Blended rate3.060%4.952%7.640%
1st payment$972.72$972.72$2,056.37
2nd payment$0.00$709.37$0.00
Taxes / mo$312.90$312.90$312.90
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.40
HOA / mo$433.00$433.00$433.00
Total monthly$1,868.61$2,577.99$3,011.66
Cash to close$127,583$33,000$33,000