Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$43,284$43,284$141,300
Remaining term (yrs)16.516.530.0
Secondary amount$0$98,016$0
Funding fee$0$0$0
Note rate3.570%3.570%7.320%
Blended rate4.420%7.597%7.560%
1st payment$287.46$287.46$970.63
2nd payment$0.00$735.12$0.00
Taxes / mo$198.79$198.79$198.79
Insurance / mo$150.00$150.00$150.00
MI / mo$44.95$44.95$28.26
HOA / mo$0.00$0.00$0.00
Total monthly$681.20$1,416.32$1,347.68
Cash to close$113,716$15,700$15,700