Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$493,011$467,910
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$2,465$0
Note rate6.810%7.320%
Blended rate6.810%7.560%
1st payment$3,330.17$3,214.22
2nd payment$0.00$0.00
Taxes / mo$153.50$153.50
Insurance / mo$166.67$166.67
MI / mo$0.00$93.58
HOA / mo$0.00$0.00
Total monthly$3,650.34$3,627.97
Cash to close$26,889$51,990