Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$327,966$328,500
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$1,640$0
Note rate6.120%7.400%
Blended rate6.120%7.640%
1st payment$2,035.48$2,274.47
2nd payment$0.00$0.00
Taxes / mo$304.17$304.17
Insurance / mo$150.00$150.00
MI / mo$0.00$65.70
HOA / mo$0.00$0.00
Total monthly$2,489.64$2,794.33
Cash to close$37,034$36,500