Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$156,522$152,910
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$783$0
Note rate5.660%7.320%
Blended rate5.660%7.560%
1st payment$957.87$1,050.39
2nd payment$0.00$0.00
Taxes / mo$71.92$71.92
Insurance / mo$150.00$150.00
MI / mo$0.00$30.58
HOA / mo$310.00$310.00
Total monthly$1,489.79$1,612.88
Cash to close$13,378$16,990