Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$437,929$421,200
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$2,190$0
Note rate6.720%7.400%
Blended rate6.720%7.640%
1st payment$2,873.20$2,916.30
2nd payment$0.00$0.00
Taxes / mo$390.00$390.00
Insurance / mo$166.67$166.67
MI / mo$0.00$84.24
HOA / mo$763.00$763.00
Total monthly$4,192.87$4,320.21
Cash to close$30,071$46,800