Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$438,686$438,686$719,100
Remaining term (yrs)23.623.630.0
Secondary amount$0$280,414$0
Funding fee$2,193$2,193$0
Note rate3.330%3.330%7.320%
Blended rate3.330%5.054%7.560%
1st payment$2,229.36$2,229.36$4,939.72
2nd payment$0.00$1,811.01$0.00
Taxes / mo$665.83$665.83$665.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.82
HOA / mo$0.00$0.00$0.00
Total monthly$3,111.86$4,922.87$5,966.04
Cash to close$360,314$79,900$79,900