Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$706,390$674,910
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.150%7.400%
Blended rate6.700%7.640%
1st payment$4,501.64$4,672.94
2nd payment$0.00$0.00
Taxes / mo$624.92$624.92
Insurance / mo$216.67$216.67
MI / mo$338.67$134.98
HOA / mo$0.00$0.00
Total monthly$5,681.89$5,649.51
Cash to close$43,510$74,990