Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$490,264$441,000
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$2,451$0
Note rate6.500%7.400%
Blended rate6.500%7.640%
1st payment$3,185.62$3,053.39
2nd payment$0.00$0.00
Taxes / mo$59.17$59.17
Insurance / mo$166.67$166.67
MI / mo$0.00$88.20
HOA / mo$47.33$47.33
Total monthly$3,458.79$3,414.76
Cash to close$0$49,000