Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$203,945$203,945$224,910
Remaining term (yrs)27.427.430.0
Secondary amount$0$33,460$0
Funding fee$1,020$1,020$0
Note rate6.600%6.600%7.320%
Blended rate6.600%7.343%7.560%
1st payment$1,341.18$1,341.18$1,544.98
2nd payment$0.00$331.11$0.00
Taxes / mo$277.00$277.00$277.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$44.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,768.18$2,099.30$2,016.96
Cash to close$45,955$12,495$24,990