Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$270,453$269,910
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$1,352$0
Note rate6.950%7.400%
Blended rate6.950%7.640%
1st payment$1,817.05$1,868.80
2nd payment$0.00$0.00
Taxes / mo$249.92$249.92
Insurance / mo$150.00$150.00
MI / mo$0.00$53.98
HOA / mo$0.00$0.00
Total monthly$2,216.96$2,322.70
Cash to close$29,447$29,990