Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$310,706$288,000
Remaining term (yrs)25.330.0
Secondary amount$0$0
Funding fee$1,554$0
Note rate3.110%7.400%
Blended rate3.110%7.640%
1st payment$1,475.08$1,994.05
2nd payment$0.00$0.00
Taxes / mo$311.42$311.42
Insurance / mo$150.00$150.00
MI / mo$0.00$57.60
HOA / mo$5.42$5.42
Total monthly$1,941.92$2,518.49
Cash to close$9,294$32,000