Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$470,134$454,500
Remaining term (yrs)28.730.0
Secondary amount$0$0
Funding fee$2,351$0
Note rate6.810%7.400%
Blended rate6.810%7.640%
1st payment$3,106.46$3,146.87
2nd payment$0.00$0.00
Taxes / mo$420.83$420.83
Insurance / mo$166.67$166.67
MI / mo$0.00$90.90
HOA / mo$0.00$0.00
Total monthly$3,693.96$3,825.27
Cash to close$34,866$50,500