Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$302,692$302,692$404,910
Remaining term (yrs)24.324.330.0
Secondary amount$0$102,218$0
Funding fee$1,513$1,513$0
Note rate2.680%2.680%7.400%
Blended rate2.680%4.023%7.640%
1st payment$1,408.80$1,408.80$2,803.52
2nd payment$0.00$681.45$0.00
Taxes / mo$374.92$374.92$374.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,933.72$2,615.17$3,409.41
Cash to close$147,208$44,990$44,990