Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$258,678$258,678$380,700
Remaining term (yrs)24.624.630.0
Secondary amount$0$122,022$0
Funding fee$1,293$1,293$0
Note rate2.980%2.980%7.400%
Blended rate2.980%4.589%7.640%
1st payment$1,232.32$1,232.32$2,635.89
2nd payment$0.00$813.48$0.00
Taxes / mo$379.00$379.00$379.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.14
HOA / mo$130.00$130.00$130.00
Total monthly$1,891.32$2,704.80$3,371.03
Cash to close$164,322$42,300$42,300