Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$360,833$360,833$404,910
Remaining term (yrs)28.128.130.0
Secondary amount$0$44,077$0
Funding fee$0$0$0
Note rate6.440%6.440%7.400%
Blended rate6.990%7.209%7.640%
1st payment$2,313.39$2,313.39$2,803.52
2nd payment$0.00$330.58$0.00
Taxes / mo$577.83$577.83$577.83
Insurance / mo$150.00$150.00$150.00
MI / mo$168.80$168.80$80.98
HOA / mo$210.00$210.00$210.00
Total monthly$3,420.03$3,750.61$3,822.33
Cash to close$89,067$44,990$44,990