Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$340,695
Remaining term (yrs)——30.0
Secondary amount$0$340,695$0
Funding fee$0$0$0
Note rate3.500%3.500%7.400%
Blended rate3.500%7.750%7.640%
1st payment$0.00$0.00$2,358.90
2nd payment$0.00$2,200.32$0.00
Taxes / mo$60.67$60.67$60.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$68.14
HOA / mo$110.00$110.00$110.00
Total monthly$320.67$2,520.99$2,747.71
Cash to close$378,550$37,855$37,855