Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$410,082$404,910
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.670%7.320%
Blended rate7.220%7.560%
1st payment$2,736.01$2,781.45
2nd payment$0.00$0.00
Taxes / mo$422.50$422.50
Insurance / mo$150.00$150.00
MI / mo$194.94$80.98
HOA / mo$55.00$55.00
Total monthly$3,558.44$3,489.93
Cash to close$39,818$44,990