Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$255,676$234,000
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$1,278$0
Note rate6.630%7.320%
Blended rate6.630%7.560%
1st payment$1,654.46$1,607.42
2nd payment$0.00$0.00
Taxes / mo$240.17$240.17
Insurance / mo$150.00$150.00
MI / mo$0.00$46.80
HOA / mo$0.00$0.00
Total monthly$2,044.62$2,044.38
Cash to close$4,324$26,000