Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$794,808$719,100
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$3,974$0
Note rate5.625%7.400%
Blended rate5.625%7.640%
1st payment$4,605.25$4,978.90
2nd payment$0.00$0.00
Taxes / mo$665.83$665.83
Insurance / mo$216.67$216.67
MI / mo$0.00$143.82
HOA / mo$309.00$309.00
Total monthly$5,796.75$6,314.22
Cash to close$4,192$79,900