Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$172,015$172,015$283,500
Remaining term (yrs)23.223.230.0
Secondary amount$0$111,485$0
Funding fee$860$860$0
Note rate3.690%3.690%7.320%
Blended rate3.690%5.385%7.560%
1st payment$917.19$917.19$1,947.45
2nd payment$0.00$743.23$0.00
Taxes / mo$211.67$211.67$211.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$56.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,278.86$2,022.09$2,365.81
Cash to close$142,985$31,500$31,500