Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$520,465$490,500
Remaining term (yrs)29.130.0
Secondary amount$0$0
Funding fee$2,602$0
Note rate6.300%7.320%
Blended rate6.300%7.560%
1st payment$3,249.61$3,369.39
2nd payment$0.00$0.00
Taxes / mo$454.17$454.17
Insurance / mo$166.67$166.67
MI / mo$0.00$98.10
HOA / mo$0.00$0.00
Total monthly$3,870.44$4,088.33
Cash to close$24,535$54,500