Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$636,262$598,410
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$3,181$0
Note rate6.890%7.400%
Blended rate6.890%7.640%
1st payment$4,253.53$4,143.27
2nd payment$0.00$0.00
Taxes / mo$185.00$185.00
Insurance / mo$166.67$166.67
MI / mo$0.00$119.68
HOA / mo$158.33$158.33
Total monthly$4,763.52$4,772.95
Cash to close$28,638$66,490