Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$168,353$179,910
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$842$0
Note rate5.890%7.400%
Blended rate5.890%7.640%
1st payment$1,053.97$1,245.66
2nd payment$0.00$0.00
Taxes / mo$166.58$166.58
Insurance / mo$150.00$150.00
MI / mo$0.00$35.98
HOA / mo$0.00$0.00
Total monthly$1,370.56$1,598.23
Cash to close$31,547$19,990