Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$357,874$357,874$584,910
Remaining term (yrs)22.622.630.0
Secondary amount$0$227,036$0
Funding fee$1,789$1,789$0
Note rate4.170%4.170%7.400%
Blended rate4.170%5.560%7.640%
1st payment$2,031.69$2,031.69$4,049.80
2nd payment$0.00$1,466.27$0.00
Taxes / mo$385.92$385.92$385.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$116.98
HOA / mo$105.00$105.00$105.00
Total monthly$2,689.27$4,155.54$4,824.36
Cash to close$292,026$64,990$64,990