Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$205,461$205,461$323,910
Remaining term (yrs)23.223.230.0
Secondary amount$0$118,449$0
Funding fee$1,027$1,027$0
Note rate3.680%3.680%7.400%
Blended rate3.680%5.260%7.640%
1st payment$1,094.43$1,094.43$2,242.69
2nd payment$0.00$789.66$0.00
Taxes / mo$155.17$155.17$155.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.78
HOA / mo$20.83$20.83$20.83
Total monthly$1,420.43$2,210.08$2,633.47
Cash to close$154,439$35,990$35,990