Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$99,247$99,247$184,410
Remaining term (yrs)21.221.230.0
Secondary amount$0$85,163$0
Funding fee$496$496$0
Note rate3.900%3.900%7.320%
Blended rate3.900%6.255%7.560%
1st payment$571.66$571.66$1,266.77
2nd payment$0.00$638.73$0.00
Taxes / mo$219.25$219.25$219.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$36.88
HOA / mo$0.00$0.00$0.00
Total monthly$940.91$1,579.64$1,672.90
Cash to close$105,653$20,490$20,490