Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$86,537$86,537$377,100
Remaining term (yrs)14.814.830.0
Secondary amount$0$290,563$0
Funding fee$433$433$0
Note rate3.380%3.380%7.320%
Blended rate3.380%6.747%7.560%
1st payment$616.19$616.19$2,590.42
2nd payment$0.00$1,876.55$0.00
Taxes / mo$225.08$225.08$225.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.42
HOA / mo$0.00$0.00$0.00
Total monthly$991.27$2,867.82$3,040.92
Cash to close$332,463$41,900$41,900