Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$173,356$173,356$251,910
Remaining term (yrs)27.327.330.0
Secondary amount$0$78,554$0
Funding fee$867$867$0
Note rate4.000%4.000%7.400%
Blended rate4.000%5.559%7.640%
1st payment$868.42$868.42$1,744.17
2nd payment$0.00$589.16$0.00
Taxes / mo$250.67$250.67$250.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$50.38
HOA / mo$0.00$0.00$0.00
Total monthly$1,269.09$1,858.24$2,195.22
Cash to close$106,544$27,990$27,990