Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$438,462$438,462$494,910
Remaining term (yrs)25.425.430.0
Secondary amount$0$56,448$0
Funding fee$2,192$2,192$0
Note rate3.760%3.760%7.400%
Blended rate3.760%4.358%7.640%
1st payment$2,225.68$2,225.68$3,426.66
2nd payment$0.00$423.36$0.00
Taxes / mo$634.67$634.67$634.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.98
HOA / mo$100.00$100.00$100.00
Total monthly$3,127.01$3,550.37$4,426.97
Cash to close$111,438$54,990$54,990