Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$295,069$287,820
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$1,475$0
Note rate6.540%7.400%
Blended rate6.540%7.640%
1st payment$1,948.53$1,992.81
2nd payment$0.00$0.00
Taxes / mo$394.83$394.83
Insurance / mo$150.00$150.00
MI / mo$0.00$57.56
HOA / mo$0.00$0.00
Total monthly$2,493.37$2,595.20
Cash to close$24,731$31,980