Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$372,982$343,260
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$1,865$0
Note rate6.340%7.320%
Blended rate6.340%7.560%
1st payment$2,412.80$2,357.96
2nd payment$0.00$0.00
Taxes / mo$426.92$426.92
Insurance / mo$150.00$150.00
MI / mo$0.00$68.65
HOA / mo$0.00$0.00
Total monthly$2,989.71$3,003.53
Cash to close$8,418$38,140